Financing

By
Fredrick Albert

Hair Transplant Financing at Heva Clinic

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Overview

Financing is available on every Heva Clinic booking through Doctours — the balance splits into monthly payments through our lending partners, for terms up to 36 months.

Heva packages run from $3,000 (Silver) to $6,000 (VIP and No Shave FUE), each reserved with a flat $400 deposit, and bundle the procedure, Istanbul airport and clinic transfers, hotel nights, PRP therapy, an aftercare kit, and 12 months of online follow-up care.

On a 36-month plan, the Silver tier runs about $72 a month before interest, Gold near $106, Diamond around $133, and the VIP and No Shave FUE tiers about $156 — principal only, before any interest from our lending partners.

Every deposit and monthly installment runs through Doctours in US dollars on a US-domiciled checkout — no foreign wire transfers, no currency conversion margin, and no markup added for using a payment plan.

Our lending partners approve eligible applicants in minutes, the plan only needs to be set up seven days before surgery, and you don't need to finish paying before flying to Istanbul for your procedure.

Yes — financing is available on every Heva Clinic hair transplant booked through Doctours. Heva publishes a flat $400 deposit and all-in package prices; Doctours arranges the monthly plan at checkout, through our lending partners, stretching the balance across as many as 36 months. Spread that way, Heva's $3,000 Silver tier sits near $72 a month, the $4,200 Gold near $106, and the $5,200 Diamond around $133, all before interest. What follows breaks the five packages down tier by tier, with the monthly math and the things worth pinning down before a deposit leaves your account.

If you're reading this, you've likely already lived on the Heva Clinic page for a while — weighing Gold against Diamond, half-planning a trip, running the arithmetic more than you'd admit. The sticker isn't what's stopping you; you've seen how far under a US quote it lands. What tends to stall people at this exact point is quieter: do I really want one payment that size clearing all at once? That's a fair place to hesitate — and exactly what a plan answers, not by shaving Heva's price but by changing when you pay it. The broader argument for that sits in Hair Transplant Financing: Get the Look You Want, Now; this is the Heva-specific read on it.



Is the Monthly Plan Coming From Heva or From Doctours?

It's a partnership — Heva handles the medical side and the deposit; Doctours arranges the monthly plan. Heva keeps things straightforward: a flat $400 deposit holds your surgery date, and the balance is settled by the day you operate. The installments live at the booking platform. Once your $400 clears through Doctours, the balance that's left is what our lending partners can break into monthly payments over terms up to 36 months.

Heva sits in the same Istanbul lineup as MetropolMED, Dr. Hakan Clinic, Vera Clinic, and Dr. Serkan Aygin Clinic inside the Doctours network, and the plan terms don't shift from one clinic to the next — only the package price you're spreading does. On the paperwork side, Heva operates under a Ministry of Health International Health Tourism authorization (ST-6371) and a TÜRSAB agency license (15508).



Where the $400 Ends and the Monthly Plan Begins

Picture two numbers doing two jobs. The $400 does one: it reserves your date and surgeon so the calendar stops sliding. Everything after it — the balance — is the part a plan touches. You choose a tier, pay the deposit through Doctours, then apply through our lending partners against what's left. The answer comes back inside a minute or two — the term, rate, and monthly figure laid out before you agree to anything.

All of it settles in US dollars through US-based processors, which means no wire to a Turkish bank, no conversion spread padding the total, and no separate lender in another time zone to chase. The amount you're spreading is the same amount you'd hand over in a single payment, too — a plan adds no surcharge for paying gradually. If you want the term-by-term view, how to pay for a hair transplant in monthly installments walks through it.

There's a single date to respect: the plan has to be in place at least a week — seven days — before your procedure. Past that, nothing says the balance must be cleared before you go. You fly to Istanbul, have the operation, and the payments keep running afterward on their own schedule.

Curious which Heva package fits your monthly number?

Browse Heva Clinic and every other Istanbul partner in the Doctours network side by side — deposits, inclusions, and financing terms published before you commit. No commitment, no pressure.

Curious which Heva package fits your monthly number?

Browse Heva Clinic and every other Istanbul partner in the Doctours network side by side — deposits, inclusions, and financing terms published before you commit. No commitment, no pressure.

Curious which Heva package fits your monthly number?

Browse Heva Clinic and every other Istanbul partner in the Doctours network side by side — deposits, inclusions, and financing terms published before you commit. No commitment, no pressure.

What Does Each Heva Tier Cost per Month?

Every Heva package is reserved with the same $400 deposit; all-in prices run $3,000 (Silver), $4,200 (Gold), $5,200 (Diamond), and $6,000 (VIP and No Shave FUE). The table shows the balance after that deposit split across each term. Treat the figures as principal on its own — whatever interest applies is set by our lending partners against your credit and shown to you first, never folded into these numbers.

Heva Package

Pay in 4

Monthly (36 mo)*

Monthly (12 mo)*

Silver

~$650

~$72

~$217

Gold

~$950

~$106

~$317

Diamond

~$1,200

~$133

~$400

VIP

~$1,400

~$156

~$467

No Shave FUE

~$1,400

~$156

~$467

*Figures show the post-deposit balance split flat across the term or into four equal payments; they leave out any interest or fees from our lending partners.

To make one concrete: Silver, at $3,000, covers the procedure, transfers, hotel nights, PRP, and a year of online follow-ups, and comes to about $72 a month once the deposit is down and the balance runs 36 months. Gold — the tier most people settle on for a standard case — works out near $106. Diamond, which pulls sedation and ozonized PRP inside the headline price, lands about $133. The gap from Gold to Diamond is roughly $27 a month — narrower as a monthly line than as a lump on the invoice.

For scale, the International Society of Hair Restoration Surgery puts a US procedure at $10,000 to $15,000 for surgery alone — hotel, transfers, and aftercare not included — and multi-year plans on that are rare. A $4,200 Heva Gold package at roughly $106 a month is a different order of magnitude. The same all-in reasoning runs through Doctours' pricing, the country-by-country gap is unpacked in the Turkey versus United States cost comparison, and the case under all of it is the point of the flagship guide to paying monthly.



Which Line Items Come Bundled Into the Plan?

Spreading the cost only helps if it carries the trip, so it's worth seeing what each tier folds in. Every Heva package routed through Doctours shares a common floor — the surgery with Heva's team, round-trip Istanbul airport and clinic transfers, hotel nights, PRP, an aftercare kit, and twelve months of online follow-ups. What sets the tiers apart is how many hotel nights you get, whether sedation is already inside the price, and whether the PRP comes ozonized.

Inclusion

Silver

Gold

Diamond

VIP

No Shave FUE

Airport & clinic transfers

Included

Included

Included

Included

Included

Hotel nights

2

3

4

3

3

PRP therapy

Included

Included

Included

Included

Included

Ozonized PRP

Included

Included

Included

IV sedation

Add-on

Included

Included

Included

Included

Online follow-ups

12

12

12

12

12

Graft cap

Open

Open

Open

4,000

1,500

Two details are worth catching before you sign. The No Shave FUE tier tops out at 1,500 grafts, so if your case calls for denser coverage, the VIP tier — same $6,000, but room for up to 4,000 grafts — is the fairer thing to hold it against. And since sedation already sits inside every tier from Gold up, stepping up from Silver often costs less than it appears — you'd likely have paid to add sedation anyway. Brandon, the Doctours coordinator assigned to Heva, can go through the line items with you before the deposit moves.

Want your monthly Heva number in one place?

Every Heva package, deposit, and monthly payment estimate is published on one Doctours page, in US dollars, before you decide anything — no guesswork, no pressure.

Want your monthly Heva number in one place?

Every Heva package, deposit, and monthly payment estimate is published on one Doctours page, in US dollars, before you decide anything — no guesswork, no pressure.

Want your monthly Heva number in one place?

Every Heva package, deposit, and monthly payment estimate is published on one Doctours page, in US dollars, before you decide anything — no guesswork, no pressure.

Heva on a Plan vs. a Clinic Loan Back Home

Financing isn't unique to going abroad — US clinics arrange it too, through outside lenders, in the same shape: an approval, a fixed term, a monthly payment. What differs is the size of the thing being financed, and it's large enough to change the whole decision.

Set them beside each other. Borrow $12,000 for a US procedure over three years at a middling 12% APR and you're near $399 a month, with something like $2,350 in interest by the end. Put Heva's $4,200 Gold package on the same 36 months and the principal lands close to $106 a month. The Consumer Financial Protection Bureau makes the case that total repayment — not the monthly line — is the number to judge a plan by, and on that measure the interest alone on the US loan can outrun what the entire Heva Gold package costs before interest. Nothing is marked up in between, either: the way Doctours actually makes its money explains why the plan rides on Heva's price rather than a padded one.



Getting Your Real Number Before You Pick a Date

The surest way to learn whether a Heva plan fits your month is pre-approval through our lending partners, run well before you choose dates. Because the right lender depends on where you live, ask your Doctours patient coordinator to identify the local partner lender for your region and start the pre-approval — it takes a couple of minutes and returns your term, rate, and total repayment on whichever tier you're eyeing.

None of that ties your hands. Nothing is booked, no deposit is down, and you can move between tiers, or between clinics, after the numbers are in front of you. It simply turns can I afford this from a worry into a figure. A free Doctours assessment is the natural first step — it confirms your graft count and technique, pairs you with all-in pricing, and talks through which monthly shape fits the year you're actually having.



A Short Checklist Before You Sign

The right plan should feel like room to breathe, not a fresh source of second-guessing. A few things are worth getting in writing first:

  • The full repayment, not just the monthly. Once you're approved, our lending partners publish the APR and the all-in total across the term. A comfortable monthly attached to a total well above the sticker is a different deal — read the whole figure.

  • Early payoff. Most plans let you clear the balance early without penalty, but confirm it on your own plan if you might finish in eighteen months rather than thirty-six.

  • Changing or canceling. With Doctours, the US-based care team handles any refund or reschedule with Heva on your behalf, so a cancellation never becomes you negotiating with a clinic and a lender at once.

  • Currency and where it's processed. The deposit and every installment run in US dollars through US-based processors — no lira, no wire.

  • The No Shave FUE cap. Above 1,500 grafts, measure against the VIP tier rather than the No Shave headline, since that's the one with the room.

One eligibility line to be straight about. Monthly payment plans through our lending partners are open only to people living in the United States or Canada, and approval is never a given — each application gets a soft credit check the lender weighs on its own. Live somewhere else, or come back declined, and the door still isn't shut: you can take any Heva tier by paying in full or using Doctours' interest-free layaway, neither of which cares where you live. When a plan carries interest, APR runs from 0% to 35.99%, set by our lending partners, not Doctours, depending on term and profile.



The Bottom Line

Financing is available through Doctours on every Heva booking — a $400 deposit holds your date, and the balance splits into monthly payments through our lending partners. Silver runs $3,000 all-in, Gold $4,200, Diamond $5,200, VIP and No Shave FUE $6,000 — each divisible over as long as 36 months, with the same financing thesis behind it. In practice that reads as roughly $72 a month for Silver, $106 for Gold, and $133 for Diamond — priced in dollars, charged on a US checkout, with nothing added for choosing to pay over time.

You've already decided the procedure is worth it — that was never the sticking point. The question underneath was timing: whether now works without upending the rest of your budget. A 36-month plan changes that question completely. It doesn't ask you to wait out another year of saving — it lets you start now, carry $72 to $156 a month, and leave the rest of your finances roughly where they already sit.

You've sat with this decision long enough. The way to act on it is already right here.

Want the figure for your own case? A free Doctours assessment walks you through pre-approval, your tier's all-in price, and an available surgery date to match it — nothing owed, nothing committed.

Ready to see your real monthly number?

Answer a few questions and a US-based care coordinator matches you with Heva (or a similar Doctours partner), transparent USD pricing, and a payment plan that fits — no commitment, no pressure.

Ready to see your real monthly number?

Answer a few questions and a US-based care coordinator matches you with Heva (or a similar Doctours partner), transparent USD pricing, and a payment plan that fits — no commitment, no pressure.

Ready to see your real monthly number?

Answer a few questions and a US-based care coordinator matches you with Heva (or a similar Doctours partner), transparent USD pricing, and a payment plan that fits — no commitment, no pressure.

FAQs

Does Heva Clinic offer hair transplant financing directly?

Not from the clinic itself. Heva runs on a $400 deposit to reserve, with the balance due by surgery day, and it keeps no installment program of its own. The monthly option is added by Doctours at booking, through our lending partners, to spread the balance across terms of up to 36 months.

How much is a monthly Heva Clinic hair transplant payment?

That comes down to the tier and the length of the plan. Stretched over 36 months, Silver ($3,000) sits near $72, Gold ($4,200) near $106, Diamond ($5,200) about $133, and VIP and No Shave FUE (each $6,000) around $156. Every figure is principal only, with any interest from our lending partners shown separately before you commit.

What is the deposit for a Heva Clinic hair transplant?

Every Heva tier — Silver, Gold, Diamond, VIP, and No Shave FUE — reserves at the same flat $400, paid in US dollars through Doctours. Whatever is left after that deposit is the amount a monthly payment plan through our lending partners divides into installments.

Can I have my Heva Clinic procedure before I finish paying?

You can. The only timing requirement is that the plan is set up at least seven days ahead of your surgery date; there is no rule that it be paid off first. The operation goes ahead in Istanbul while the remaining balance carries on down its monthly schedule.

Are Heva Clinic financing payments in US dollars or Turkish lira?

US dollars, start to finish. Both the deposit and the installments are processed stateside through our lending partners, so there is no lira conversion, no international wire, and no reason to travel with cash for the balance.

This article is for informational purposes only and does not constitute financial or medical advice. Always consult with a healthcare provider before making decisions about medical procedures. *Heva Clinic package pricing, deposits, and inclusions reflect published Doctours network data as of 2026 and may change. Monthly financing through our lending partners is available only to patients living in the United States or Canada and is subject to credit approval. Payment plans are available for every Doctours partner clinic but do not apply to clinics outside of our network. Payment plans are subject to terms and conditions, and our lending partners set their own interest rates and approval criteria. Monthly payment estimates reflect principal balance divided evenly across the term and exclude any fees or interest from the financing provider. Comparison interest figures for a US hair transplant loan are illustrative and depend on lender, term, and credit profile.

This article is for informational purposes only and does not constitute financial or medical advice. Always consult with a healthcare provider before making decisions about medical procedures. *Heva Clinic package pricing, deposits, and inclusions reflect published Doctours network data as of 2026 and may change. Monthly financing through our lending partners is available only to patients living in the United States or Canada and is subject to credit approval. Payment plans are available for every Doctours partner clinic but do not apply to clinics outside of our network. Payment plans are subject to terms and conditions, and our lending partners set their own interest rates and approval criteria. Monthly payment estimates reflect principal balance divided evenly across the term and exclude any fees or interest from the financing provider. Comparison interest figures for a US hair transplant loan are illustrative and depend on lender, term, and credit profile.

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